A radical re-think of consumer banking and the business model that underpins it.

True disruption requires a team who sees the world of consumer banking differently and is hell bent on delivering something 1derful.

Whilst there are CTOs, CMOs, CFOs and even a CEO amongst the team, fundamentally they're leaders, passionate about building and driving great teams to success.

The Team




Luke is an experienced financial services executive and entrepreneur. His early career was spent in senior retail banking roles at Citibank and St George Bank in Australia as well as at the large non bank financial services provider Challenger. 


Post that experience Luke moved into the startup space initially as the founder of PlayUp a global sports media business, which was great until it wasn’t. He was then part of the foundation team that established the successful emergency tele-health provider My Emergency Doctor and more recently was co founder of Volt Bank the first newly licensed retail bank in Australia in recent memory.


With a passion to fundamentally improve the product and customer experience in retail banking Luke founded 1derful and the rest is … history in the making.



Tech & Engineering Lead

Jeeva has helped many early stage startups find their feet, and has worked with over 20 ventures in their formative stages over the last 7 years, including substantial clients such as Google,

Macquarie, Canva and Sydney Airport as well as growing enterprises such as Qwilr, Veyor, LineSoft and MED.

An entrepreneurial engineer, his insights enable him to nut out and deliver the real priorities on any project with a tight focus on how technology can be best leveraged to deliver business outcomes.


Jeeva is also the managing partner at Helix, a boutique software engineering consultancy and venture studio.  Prior to founding Helix Jeeva worked at Macquarie Group in London building our their energy markets trading platforms.

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Matt Symons


Matt is a tech entrepreneur at heart with multiple successful exits to Telstra, Accenture and Kaplan. Early on whilst living in the US he established Accenture Interactive, the digital data and analytics division for Accenture. Then on returning to Australia he was an early fintech pioneer co-founding SocietyOne​ and also GetCreditscore. He was also a cofounder of regtech venture Red Market, an AI based risk assessment tool for fin services.​

Matt then turned his attention to the world of blockchain and crypto and as well as being an early Bitcoin/Ethereum participant he was an early investor in various DeFi projects and layer 1 protocols (DOT, ICP, SOL) as well as and partner in various crypto VC funds (including PolyChain). Matt is also co-founder of Inspectablock a blockchain infrastructure business.​


Nicholas Chan


Nick is currently non-executive chairman of ASX-listed Betmakers Technology Group Ltd (ASX: BET). Nick is also non-executive director of Future First Technologies (ASX: FFT) and serves on the boards of a number of start-ups in the technology sector. 

Nick has had more than 30 years in senior leadership and operational roles in media across Australia, New Zealand, and SE Asia. He consults to a number of companies in the digital, tech and marketing sectors with a particular focus on strategy and business transformation. ​


Nick was CEO of Bauer Media ANZ. He has served as Group Chief Operating Officer at Seven West Media and prior to that, CEO of Pacific Magazines.  At Seven, he was a director of the Yahoo7! joint venture and also of its healthengine.com.au.  He was CEO of ASX listed Text Media Group and has held senior roles at ACP Publishing including Group Publisher and Chief Operating Officer. ​




Katarina is a lawyer with significant experience in financial services licensing, governance and regulation. She has a passion for the interaction between law and technology and has advised banking institutions and digital FinTech startups on legal and regulatory issues as well as product design solutions.


Her expertise includes legal, regulatory, risk, compliance and governance and she has been a lead advisor in the establishment of several banking institutions and digital start-ups.


Throughout her career she has worked across Europe and Australia for leading firms including DLA Piper, PwC and Deloitte and advised a myriad of organisations including The World Bank, The EBRD and more.



Product & Partnerships Lead

Zoran developed a multi decade career in financial services working with two leading global banks, first Citigroup followed by Morgan Stanley.


Through this period he specialised in investment lending and cash deposit solutions across both domestic and global financial markets. He holds a Bachelor of Business from UTS and a Masters of Business Administration from the MGSM.

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Andrew Rutherford

Board Member

Andrew (FCPA SFFIN GAICD FGIA FCG) has over 30 years experience across a number of executive roles spanning financial services, technology and communications. Andrew’s professional experience spans finance, accounting, risk management, compliance, technology,​  capital markets and  investments including as COO and Executive Director of Goldman Sachs JBWere and Managing Director of JBWere. Additionally, Andrew has played key roles in a number of highly successful startups across both financial services and technology including the $8bn FUA Koda Capital (Founder, CFO & COO) and CreativeMass (Global Head of Strategy).​

Andrew is currently an Independent Non Executive Director of BT, Independent Director and Chair of the Audit Risk and Compliance Committee of ASX Participant Open Markets Group and a director of several of other private companies.