Apple Pay

Date: September 9, 2021

These terms are a subset of the 1derful Terms and may refer to the 1derful Terms.

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1. Adding and using your Virtual Card

You can choose to add your Virtual Card to Apple Pay on supported devices.  We will take steps to verify you before provisioning the Virtual Card to your Apple Pay wallet.  For example, we may send a text message to your mobile number with a verification code or request that you verify your identity in the Platform.  You must ensure that we have your correct mobile number in order to receive the verification code via text message. Once you have been verified and your Virtual Card has been added to Apple Pay, you may process Orders with Apple Pay in accordance with this Agreement, including this Schedule.  To complete an Apple Pay transaction, you must follow any relevant instructions, for example, you may be required to enter your PIN into the Retailer's payments terminal or enter your mobile phone security credentials (e.g., PIN, passcode or biometric identifier) on supported devices. All Orders made through Apple Pay are subject to this Agreement, including, this Schedule.  

When you use Apple Pay, you are accessing your Account and instructing us (i) to deduct the Order from the Available Balance in your Account and (ii) to fulfil the Order in accordance with the Pay Now Service or Pay Later Service selected by you on our Platform.  You should always ensure the amount of the Order is correct before completing the Order, as you will be liable for the full amount once the Order is complete.  All Orders made using Apple Pay will be processed as a contactless 'credit' transaction.  You can unlink your Virtual Card from Apple Pay by following the instructions on the Apple Pay website or Apple Pay wallet. Apple Pay is not provided by 1derful and we are not liable for the use, functionality or availability of Apple Pay, or any failure or refusal of Retailers to process transactions using Apple Pay.

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2. Disclosure of Information

We may exchange information about you with Apple and MasterCard in order for you to add your Virtual Card to Apple Pay and to facilitate Orders you make using your Virtual Card. 1derful’s Privacy Policy (located in Schedule 7 of the 1derful Terms) is incorporated into this Agreement and contains information about our collection and handling of your personal information. If you do not agree to this collection, use and disclosure of information, you should not register your Virtual Card for use in Apple Pay.

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3. Security Requirements

It is your responsibility to secure your supported Device on which the Virtual Card has been registered.  This includes ensuring that:

• you always lock your Device and do not leave it unattended;
• assign a Device Passcode to protect your Device;
• keep Device Passcodes secret and secure, do not choose ones that are easily guessed or linked to you (e.g. your date of birth), and not shared them with another person;
• remove any other registered biometric identifier (such as your fingerprints) which is not your own from your Device; and
• when you lose or dispose of your Device, make sure you unlink your Virtual Card from it. 

If you fail to comply with any of the above requirements, you are taken to have made any Orders using Apple Pay and you are responsible for the use of your Virtual Card. 

For additional security, consider enabling or installing remote wipe functionality in the event your Device is lost or stolen. You must inform us immediately if you suspect your Virtual Card has been used without your permission or that someone may have access to your Device or know your security credentials or your Device has been lost or stolen. 

If your Device is lost or stolen, we strongly recommend that you immediately unlink your Virtual Card from Apple Pay. Instructions to unlink your Virtual Card are available on the 1derful website, the Apple Pay website and the Apple Pay app.

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4. Access to your Virtual Card

We may deny, suspend or terminate your use of the Virtual Card with Apple Pay without notice at any time to protect our legitimate interests, including the following:

• if your Account is locked or closed;
• if you do not have an Available Funds in your Account; 
• we reasonably believe it will protect you or us from fraud or other loss or other security purpose;
• if we are directed to by Apple or MasterCard; 
• you ask us to suspend or close the Account or Virtual Card;
• we suspend or terminate our arrangements with Apple;
• we terminate our Virtual Card programme;
• where we have reasonable grounds to believe that there is a breach of the law or regulation of Australia or any other country or we are required to by a regulatory body; or 
• if in our reasonable opinion it is necessary. 

Apple and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countries.

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5. Contacting Us

If you have any questions about the 1derful Apple Pay terms, any concerns or a complaint regarding the 1derful Apple Pay terms, please use the Contact link on our website or contact us via the details set out below.​

We will treat your requests or complaints confidentially. Our representative will contact you within a reasonable time after receipt of your complaint to discuss your concerns and outline options regarding how they may be resolved. We will aim to ensure that your complaint is resolved in a timely and appropriate manner.

Please contact us at:
1derful Pty Ltd
PO Box 3471
Wareemba NSW 2046
Email: hello@1derful.io

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6. Changes to our Apple Pay terms

We may change these terms from time to time. Any updated versions of the 1derful Apple Pay terms will be effective on the date we post it on the website. We may also inform you via email or otherwise of any material changes that may impact you.

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